Buying a new home or upgrading to another place involves several steps; finding a home, securing financing, making an offer, having an inspection and closing on the purchase. Once you own the home you need to be able to maintain, insure and pay the property taxes on an ongoing basis.  Knowing what you can comfortably afford today and maintain tomorrow is important.

A review of your Net Worth, family obligations, income and liabilities will help you see what coverage gaps exist and what insurance coverage options you should consider. Estate planning everyone should have a Basic Will, Living Will , Healthcare POA, and Durable Power of Attorney and these documents should be reviewed regularly or as life changes happen (weddings, births, divorce, death, etc.)

Saving in your employer sponsored plan up to the match is the first step.  And, if your income does not exceed the income phaseout, you can contribute to a Roth IRA up to the maximum annual amount.  This strategy used together allows one to save for your retirement in the most tax-advantaged method.